Lê Đức Huy

- Financial professional with outstanding expertise in commercial banking.

- Result oriented person with exceptional achievement; strong work ethics and personal commitment to deliver work on schedule and increase sufficient leverage for the organization.

* 01/2019 - Now: Joint Stock Commercial Bank For Foreign Trade of Vietnam_Vietcombank - Credit approval officer_head office.

- Evaluate and analyze business projects of both individuals and corporates by conducting due diligence to determine the eligibility or to find out problems and then give recommendations.

- Coordinate with branches and debt management dept. to proactively monitor the credit quality, outstanding debts and overdue debts to give warnings and to propose branches take action shortly.

- Earn a certificate of merit from the Chairman in 2020.

* 01/2016 - 12/2018: Vietnam Joint Stock Commercial Bank For Industry adnd Trade_Vietinbank - Credit approval officer for SME_head office.

- Make independent  appraisal about financial proposes and investment plans of companies; and then give approval or adjustment for the loan amount, loan terms or related conditions to ensure the credit quality.

- Supervise the outstanding loans and non-performing loan to make reports and guildances to improve the loan porfolio performance.

- Top 5 KPI in 2018 (89 Approval per year).

* 08/2014 - 12/2015: Dong A Commercial Joint Stock Bank _DongABank - Credit risk management_head office.

- Inspect and navigate errors in credit policy regulations in accordance with the law and the bank.

- Control the credit quality  and CAR level by operating internal credit rating system.